Terms of Service

Last updated: June 2025  |  Effective: June 2025

By accessing or using FiniQ at getfiniq.app, you agree to these Terms of Service. Please read them carefully. If you do not agree, do not use the service.

1. About FiniQ

FiniQ is a personal finance tracking web application that helps users record expenses, track income, and manage money across multiple currencies. It is operated by an independent developer based in Ireland.

2. Eligibility

You must be at least 18 years old to use FiniQ. By creating an account, you confirm that you are 18 or older and that the information you provide is accurate.

3. Your Account

4. Acceptable Use

You agree to use FiniQ only for lawful personal finance tracking. You must not:

5. Free and Premium Plans

Free Plan: Includes expense tracking for up to 50 transactions per month. Free forever — no credit card required.

Premium Plan: Available for €5 per month. Includes unlimited expense tracking, yearly reports, and bank statement uploads. Premium is billed monthly through Stripe. You may cancel at any time — cancellation takes effect at the end of the current billing period.

Refunds: We offer a 7-day refund on your first Premium payment if you are not satisfied. Contact us at support@getfiniq.com.

6. Intellectual Property

FiniQ and all its content, features, and design are owned by the developer. You may not copy, reproduce, or distribute any part of the service without written permission.

Your financial data belongs to you. You can export or delete it at any time.

7. Disclaimer — Not Financial Advice

Important: FiniQ is a personal finance tracking tool only. Nothing in FiniQ constitutes financial advice, tax advice, investment advice, or legal advice. Salary calculations and tax deduction templates are provided for general reference and may not reflect your exact tax situation. Always consult a qualified financial advisor or tax professional for advice specific to your circumstances.

8. Limitation of Liability

FiniQ is provided "as is" without warranties of any kind. To the maximum extent permitted by law, we are not liable for:

9. Service Availability

We aim to keep FiniQ available at all times but cannot guarantee uninterrupted access. We may suspend or modify the service for maintenance, security, or legal reasons without notice.

10. Termination

You may delete your account at any time. We reserve the right to suspend or terminate accounts that violate these Terms. Upon termination, your data will be deleted within 30 days.

11. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by email or by displaying a notice on the website. Continued use after changes constitutes acceptance.

12. Governing Law

These Terms are governed by the laws of Ireland. Any disputes shall be subject to the exclusive jurisdiction of the Irish courts.

13. Contact

Questions about these Terms? Contact us at:
📧 support@getfiniq.com
🌐 getfiniq.app